by Ralf Gladis, Computop: In the fight against fraud, payment service providers (PSPs) must have better tools at their disposal than ever before. (...) Rule-based fraud prevention is replaced by risk-based fraud prevention. The difference: previous procedures allowed the risk assessment to be based…
Linking payment and accounting is a logical step. It is the payment flow that is to be recorded and which constitutes the tax liability. That’s why more and more eCommerce retailers are shifting their accounts receivable processes to their payment service provider, especially those for whom…
All the indications are that in 2019 we will see user names and passwords replaced with biometric authentication like fingerprints, face and voice recognition supported by quickly evolving biometrics technology. At Computop we see more and more retailers interested in using biometrics, not just for…
The Paypers has caught up with several speakers of the upcoming Merchant Payments Ecosystem 2019 to learn about the future payments and fintech drivers. (...) Ralf Gladis, CEO & Founder, Computop: "We will witness the rise of biometric authentication. Mastercard has already announced to require…
Finance Monthly takes a deeper look at the global response to cryptocurrencies. Ralf Gladis, CEO of Computop, answers questions surrounding regulation and global consensus, with some interesting pointers on privacy and trade therein.
by Ralf Gladis, CEO Computop - (...) it would take many years to establish cryptocurrencies as a widely accepted form of payment, even if central banks take the lead. And why should they do that? To make payments a little cheaper and a bit more global?(...)
However, at Computop, we have not seen many new and relevant payment methods emerging. Instead, our merchants are focusing on implementing the infrastructure that will allow omnichannel payments on an international scale. Good examples of this are international car-rental firm Sixt, which now has…
Ralf Gladis, CEO, Computop: "In 2018 we have seen innovations – but perhaps not as many as we hoped for. The PSD2 directive kicked off in January, and while Instant Payments were a key part of this, they still had a tough start."
Ralf Gladis, CEO, Computop: "For the first time in the UK, debit card transactions overtook cash as the most popular form of payment. According to research, when it comes to cashless payments, both Canada and Sweden are ahead of the pack, but this change in the UK is a significant indicator of the…
By Ralf Gladis, Founding Director, Computop: No longer the stuff of science fiction, biometrics technology is fast becoming a reality for today’s businesses and consumers. (...) Therefore, it’s not only the authentication which provides better security. When we process a biometric authentication at…
