Solutions
- Paygate
- Omnichannel Payment
  
  Omnichannel
  
  Omnichannel Payment
  
  Online, mobile, POS: with us you get comprehensive payment solutions for all sales channels. Mapped in a central database.
  
  E-Commerce
  
  E-Commerce
  
  It all comes down to the right mix of payment methods. The availability of the preferred payment option is decisive to the purchase. You can always count on country- and target- group-specific advice from us.
  
  Mobile commerce
  
  Mobile Commerce
  
  The mobile check-out: click, click, and it’s sold! Our mobile commerce payment methods are exceptionally simple, convenient and yet secure.
  
  Payment by Link
  
  Payment by Link
  
  Do not wait for buyers - bring offers & checkout directly to your customers! With Payment by Link you benefit from the great potential of contextual commerce and increase your sales.
  
  Point of Sale
  
  Point of Sale
  
  Point of Sale changes on a daily basis. With new cross-channel service concepts, new payment methods for your customers – and all-new opportunities for you.
- Point of Sale
  
  Computop POS
  
  Point of Sale
  
  Point of sale changes on a daily basis. With new cross-channel service concepts, new payment methods for your customers – and all-new opportunities for you.
  
  Computop Cloud POS
  
  Computop Cloud POS Interface
  
  Use your web-based ERP or shop system to accept card payments in stationery businesses. The communication of your terminals at the point of sale occurs via the Internet directly through Computop Paygate and makes traditional interfaces such as OPI or ZVT superfluous.
  
  Computop Close-by
  
  Computop Close-by
  
  With Computop Close-by, you can offer your customers a patented, contactless payment solution. It works without an additional app with any NFC-enabled smartphone and makes all online payment methods available at the point of sale – highly secure, highly flexible!
  
  Computop PhonePOS
  
  With Computop PhonePOS you can transform off-the-shelf Android smartphones or tablets into professional payment terminals!
  
  Terminals
  
  POS Terminals
  
  No matter which business concept you pursue: Computop has the right POS terminal for every application area.
- Acquiring
  
  Acquirer Agnostic Payment
  
  We want your business model to achieve maximum revenue in every sales market. To achieve this, you need acquiring partners that fit your requirements exactly. That's why Computop allows you to choose from over 50 international acquirers.
- Analytics & Reports
  
  Analytics & Reports
  
  If you know the data, you know the way. And it’s great that all payment data from all channels flow together in Computop Paygate. Computop Analytics & Computop Dashboard add structure to the flood of data and ensure maximum transparency.
- Fraud prevention
  
  Computop Anti-Fraud
  
  Fraud Prevention
  
  Fraud prevention is a balancing act. With highly efficient tools and a wealth of experience, we are ideally positioned to reduce fraudulent activities to a minimum without ever preventing genuine sales. That’s how we can successfully maximize your success.
  
  Biometrics by Computop
  
  Biometrics by Computop
  
  One look is all it takes. Biometric-based authentication solutions are becoming increasingly popular. And Computop also delivers maximum security. Biometrics by Computop is FIDO-certified and works without storing biometric data.
  
  3D Secure
  
  3D Secure 2
  
  The 3D Secure 2 protocol is now well established. Nevertheless, many questions and uncertainties remain. We can provide you with answers, guidance and all kinds of information on the subject.
- Integration
  
  Shop integration
  
  Shop Plugins
  
  Our shop plugins can be integrated into your online shop in no time at all. And you’ll benefit from time savings, automatic updates, fraud prevention and compatibility with all leading shop systems.
  
  Hosted Payment Page
  
  Hosted Payment Page
  
  Seamless online shopping for your customers, minimal integration effort for your development team.
  
  Computop Settlement File
  
  Computop Settlement File
  
  Keeping record of payments from different acquirers and payment types can be time-consuming. Computop Settlement File simplifies the task for you – easily and quickly!
- Payment methods
  
  1euro.com, Cofidis, Facilipay
  
  Amazon Pay
  
  Apple Pay
  
  BancoDoBrasil, Itau, Bradesco
  
  Chèque-Vacances
  
  Click to Pay
  
  Computop Pay by Bank
  
  easyCredit-Ratenkauf
  
  eps
  
  girocard in E-Commerce
  
  giropay
  
  Google Pay
  
  iDEAL
  
  Klarna
  
  Credit & Debit Card
  
  MobilePay
  
  PayPal
  
  paysafecard
  
  PostFinance
  
  Przelewy24
  
  SafetyPay
  
  SEPA Direct Debit
  
  Skrill
  
  TWINT
Sectors
- Sectors
- Banks / White Label
  
  Banks / White Label
  
  Our Paygate. Your look. With our white label concept, you’ll offer your customers first-class payment solutions, fraud prevention, reporting and support.
- Digital Entertainment
  
  Digital Entertainment
  
  Do you need a risk-optimized, target-group-oriented, global payment method mix that includes efficient fraud prevention? Then you’ve come to the right place.
- Electronics
  
  Electronics
  
  High-priced shopping carts need highly secure payment options. Online, mobile and at point of sale. Find out about the role of credit cards here.
- Fashion & Lifestyle
  
  Fashion & Lifestyle
  
  Online, mobile, point of sale – the channels are merging. Take advantage of this development for in-store returns, click & collect and more. We’ll help you with customized Omnichannel payment options.
- Healthcare
  
  Healthcare
  
  Omnichannel payment has become indispensable in many sectors. The healthcare sector is also required to offer its patients payment options on all channels and to create positive payment experiences. And all this under the highest security conditions. Quite simply because medical data is highly sensitive data.
- Hospitality
  
  Hospitality
  
  Anyone traveling across borders wants to pay without borders. Computop Paygate makes it easier than ever for your guests to pay - whether they come from Europe, Asia, America or Australia.
- Mobility
  
  Mobility
  
  Whether in public transport, car or bike sharing or in the air - modern mobility services are manifold. Our flexible payment solutions make payments as easy and convenient as possible.
- Insurance
  
  Insurance
  
  Discover the Computop Paygate solution for an efficient and flexible collection of premium payments. Perfectly matched to customer needs, products, and sales channels.
Support
Career
Media
About Us
- The Payment People
- The Company
  
  Sustainability
  
  Sustainability
  
  A livable environment and a colourful society - that's what payment people want. But how can this be achieved? For us, it means taking action. That is why we have been a member of Leaders for Climate Action since 2020 and are committed to regional and international environmental and climate protection projects. To promote art, sport and culture, we also support local associations and institutions.
  
  certifications
  
  Certifications
  
  In the course of digitization, the protection of sensitive data plays an increasingly important role. Computop and its payment platform Paygate are therefore regularly checked by external security audits. With certifications according to PCI DSS, PCI P2PE, PCI Pin, and ISO/IEC 27001, we set security and quality standards in the payment sector.
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- Partner
- Newsletter
- Contact
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Accept Ratepay payments in E-Commerce

Ratepay offers payments solutions for purchases on invoice and hire purchases as well as direct debits with full processing and carries to complete risk of payments defaults.