Computop and CardinalCommerce Partner to Enable Retailers to Minimize Fraud in Online and Mobile Commerce

Partnership Provides Retailers with Comprehensive, Secure Payment Solution with Rules-Based Consumer Authentication Functionality for their Domestic and Global Commerce Needs

New York and Cleveland, OH – October 14, 2015 – Computop, a leading payment service provider (PSP), and CardinalCommerce, the global leader and pioneer in the remote payments industry since 1999, today announced a global strategic partnership that will help retailers improve their authorization rates and reduce their fraud risk. Through this relationship, Computop has integrated Cardinal Consumer Authentication into the Computop Paygate platform, providing retailers in the US, Europe and other key international markets with secure, guaranteed payments and the best possible conversion for their e-commerce and mobile operations, including cross-board transactions.

Online credit/debit card transactions have significantly lower authorization and much higher fraud rates compared to POS commerce. The Computop and Cardinal partnership provides retailers with technology to improve authorization rates and mitigate online fraud while supporting retailers’ needs for a seamless consumer experience.  With Cardinal’s proprietary Consumer Authentication technology and know-how, retailers can increase sales, reduce risk and keep control of the consumer experience. As a result, there are fewer check-out abandonments and less false positives, improved margins through lower interchange rates, a liability shift on chargebacks and less manual reviews, all tuned to the consumer experience. These capabilities, coupled with Computop Paygate’s existing security features and significant number of local and international payment methods, along with its strong fraud prevention functionality, enables retailers to securely drive business within the US and globally.

“We are very excited about our partnership with Computop, as it allows us to further extend our offerings to global merchants,” said Alasdair Rambaud, Senior Vice President, Merchant Services, Cardinal.  “It also enables us to provide our Customers with more payment options for serving consumers abroad.”

“By partnering with Cardinal, we are continuing to provide our retail clients with the most robust payment platform that includes the latest state-of-the-art security functionality,” said Ralf Gladis, CEO of Computop. “Together, Computop and CardinalCommerce give merchants a complete, highly secure payment solution that enables them to not only bolster sales in their own backyards but also to efficiently and effectively conduct business on the other side of the world.”

Cardinal’s rules-based Consumer Authentication is currently available to Computop Paygate customers.

About CardinalCommerce

CardinalCommerce is the pioneer and global leader in enabling authenticated payment transactions in the card-not-present payments industry, and the largest authentication network in the world. Through One Connection to the proprietary Cardinal SafeCloudTM, we enable friction-free, technology-neutral authentication and alternative payment services (including digital wallets and mobile commerce services). Cardinal services, partners with and complements most providers in the marketplace to deliver their One Connection solution to secure transactions. In accommodating this growing number of payment brands and methods, Cardinal's platforms serve as universal switches, supporting virtually all merchant platforms, wallets, legacy processing systems and authentication methodologies.

CardinalCommerce is headquartered in Cleveland, Ohio and services a worldwide Customer base from facilities in the United States, Europe and Africa. For more information, visit

About Computop

As one of the very first payment service providers, Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention. The internally developed Computop Paygate payment platform enables seamless integrated payment processes for e-commerce and POS. Retailers, service providers and industrial enterprises have the flexibility and freedom to choose from over 350 payment methods enabling them to specifically tailor their payment options per country. Technologies such as biometric authentication and self-learning algorithms improve security and convenience for retailers and consumers alike.

Computop, a global player with its head office in Germany and locations in England and the USA, has been servicing large international companies in the service, retail, mobility, gaming and travel industries for more than 25 years. These companies include global brands such as C&A, Fossil, the entire Otto Group, Sixt, Swarovski and Wargaming. Computop, being ISO 27001 certified since 2021, also provides its payment system to banks and financial service providers as a white-label solution. In total, the certified carbon-neutral company processes commercial payment transactions with a combined value of USD 33 billion annually in 127 currencies. With its individual and secure solutions, Computop makes a major contribution to the future of international payment processing.


Press contact

Julie Kirby
Ascendant Communications
for Computop

T   +44 (0) 7956 955625