Solutions
- Paygate
- Payment processing
  
  Computop Close-by
  
  Computop Close-by
  
  With Computop Close-by, you can offer your customers a patented, contactless payment solution. It works without an additional app with any NFC-enabled smartphone and makes all online payment methods available at the point of sale – highly secure, highly flexible!
  
  Computop Instant Payment
  
  Computop Instant Payment
  
  With our new payment method Computop Instant Payment you enjoy all the advantages of classic advance payment – without its usual disadvantages. We can also provide Computop Instant Payment as a white-label solution with your brand.
  
  E-Commerce
  
  E-Commerce
  
  It all comes down to the right mix of payment methods. The availability of the preferred payment option is decisive to the purchase. You can always count on country- and target- group-specific advice from us.
  
  Mobile commerce
  
  Mobile Commerce
  
  The mobile check-out: click, click, and it’s sold! Our mobile commerce payment methods are exceptionally simple, convenient and yet secure.
  
  Omnichannel
  
  Omnichannel
  
  Online, mobile, POS: with us you get comprehensive payment solutions for all sales channels. Mapped in a central database.
  
  Payment by Link
  
  Do not wait for buyers - bring offers & checkout directly to your customers! With Payment by Link you benefit from the great potential of contextual commerce and increase your sales.
  
  Point of Sale
  
  POS
  
  Point of sale changes on a daily basis. With new cross-channel service concepts, new payment methods for your customers – and all-new opportunities for you.
- Payment methods
  
  1euro.com, Cofidis, Facilipay
  
  Amazon Pay
  
  Apple Pay
  
  BancoDoBrasil, Itau, Bradesco
  
  Chèque-Vacances
  
  easyCredit-Ratenkauf
  
  eps
  
  girocard in E-Commerce
  
  giropay
  
  Google Pay
  
  iDEAL
  
  Klarna
  
  Credit & Debit Card
  
  MobilePay
  
  PayPal
  
  paysafecard
  
  PostFinance
  
  Przelewy24
  
  SafetyPay
  
  SEPAexpress
  
  SEPA Direct Debit
  
  Skrill
  
  TWINT
- Preventing fraud
  
  Fraud Prevention
  
  Fraud prevention is a balancing act. With highly efficient tools and a wealth of experience, we are ideally positioned to reduce fraudulent activities to a minimum without ever preventing genuine sales. That’s how we can successfully maximize your success.
- 3D Secure
  
  3D Secure 2.0
  
  The new 3D Secure 2.0 protocol has arrived – and with it, many questions and uncertainties. We will be happy to provide you with answers, instructions and all kinds of information material on the subject.
- Shop integration
  
  Shop Integration
  
  Our shop modules can be integrated into your online shop in no time at all. And you’ll benefit from time savings, automatic updates, fraud prevention and compatibility with all leading shop systems.
- Hosted Payment Page
  
  Hosted Payment Page
  
  Seamless online shopping for your customers, minimal integration effort for your development team.
- Analytics & Reports
  
  Analytics & Reports
  
  If you know the data, you know the way. And it’s great that all payment data from all channels flow together in Computop Paygate. Computop Analytics & Computop Dashboard add structure to the flood of data and ensure maximum transparency.
- Biometrics by Computop
  
  Biometrics by Computop
  
  One look is all it takes. Biometric-based authentication solutions are becoming increasingly popular. And Computop also delivers maximum security. Biometrics by Computop is FIDO-certified and works without storing biometric data.
Sectors
- Sectors
- Banks / White Label
  
  Banks / White Label
  
  Our Paygate. Your look. With our white label concept, you’ll offer your customers first-class payment solutions, fraud prevention, reporting and support.
- Fashion & Lifestyle
  
  Fashion & Lifestyle
  
  Online, mobile, point of sale – the channels are merging. Take advantage of this development for in-store returns, click & collect and more. We’ll help you with customized Omnichannel payment options.
- Healthcare
  
  Healthcare
  
  Omnichannel payment has become indispensable in many sectors. The healthcare sector is also required to offer its patients payment options on all channels and to create positive payment experiences. And all this under the highest security conditions. Quite simply because medical data is highly sensitive data.
- Digital Entertainment
  
  Digital Entertainment
  
  Do you need a risk-optimized, target-group-oriented, global payment method mix that includes efficient fraud prevention? Then you’ve come to the right place.
- Electronics
  
  Electronics
  
  High-priced shopping carts need highly secure payment options. Online, mobile and at point of sale. Find out about the role of credit cards here.
- Mobility
  
  Mobility
  
  Whether in public transport, car or bike sharing or in the air - modern mobility services are manifold. Our flexible payment solutions make payments as easy and convenient as possible.
- Insurance
  
  Insurance
  
  Discover the Computop Paygate solution for an efficient and flexible collection of premium payments. Perfectly matched to customer needs, products, and sales channels.
Support
Career
Media
About Us
- The Payment People
- The Company
  
  Sustainability
  
  Sustainability
  
  A livable environment and a colourful society - that's what payment people want. But how can this be achieved? For us, it means taking action. That is why we have been a member of Leaders for Climate Action since 2020 and are committed to regional and international environmental and climate protection projects. To promote art, sport and culture, we also support local associations and institutions.
  
  certifications
  
  Certifications
  
  In the course of digitization, the protection of sensitive data plays an increasingly important role. Computop and its payment platform Paygate are therefore regularly checked by external security audits. With certifications according to PCI DSS, PCI P2PE, PCI Pin, and ISO/IEC 27001, we set security and quality standards in the payment sector.
- Events
- Partner
- Newsletter
- Contact

Accept SEPAexpress payments in E-Commerce

Accept SEPAexpress payments in E-Commerce

Computop Paygate supports over 350 payment methods including SEPAexpress. SEPAexpress offers you a cost-effective and convenient way to collect one-time or recurring payments directly from your customers' accounts.

The system covers the entire euro zone as well as the BACS area (United Kingdom) and reaches more than 500 million private checking accounts.

Thanks to fully automated direct debit processing, effective fraud prevention tools, and streamlined settlement and payout procedures, the solution is suitable for both start-ups and companies with large customer bases and high transaction volumes.

Computop Paygate supports over 350 payment methods including SEPAexpress. SEPAexpress offers you a cost-effective and convenient way to collect one-time or recurring payments directly from your customers' accounts.

The system covers the entire euro zone as well as the BACS area (United Kingdom) and reaches more than 500 million private checking accounts.

Thanks to fully automated direct debit processing, effective fraud prevention tools, and streamlined settlement and payout procedures, the solution is suitable for both start-ups and companies with large customer bases and high transaction volumes.

SEPAexpress at a glance

PAYMENT METHOD TYPE
Direct debit

EXCLUSION INDUSTRIES
None

GEOGRAPHICAL SCOPE
SEPA countries participating in the European Monetary Union + United Kingdom

FUNCTIONS
Chargeback Updates & Reports, Mandate Management, Account Verification, Balance Checks, Account Blacklisting, Collecting

TRANSACTION CURRENCIES
EUR | GBP

SUITABLE FOR SALES CHANNELS
E-Commerce, Mobile, MOTO

RECOMMENDED FOR MICROPAYMENTS
Yes

SETTLEMENT CURRENCIES
EUR | GBP

OPTIMIZED FOR SMARTPHONE
Yes

RISK OF CHARGEBACKS
Yes

Check in which countries we offer SEPAexpress

... or browse our other national and international payment methods:

Which payment method are you interested in?

Test here in which countries your desired payment method is available.

7-Eleven

Afterpay

Alipay

Amazon-Pay

AMEX

Apple-Pay

BACS

Banco-do-Brasil

Bancontact

Barzahlen

BitPay

Blik

Bluecode

Boleto-Bancario

Boleto-Flash

Carte-4etoiles

Cartes-Bancaires

Cetelem

CIMBClicks

Click-to-Pay

CUP

Dankort

Debito-Bradesco

Diners

Discover

Dragonpay

easyCredit

e-cheque-vacances

Elo

eNets

EPS

facilypay-3x

facilypay-3xsansfrais

findomestic

Girocard

giropay

Google-Pay

Hipercard

HSBC

iDeal

IKANO

Itau

JCB

Klarna

LazyPay

Maestro

MasterCard

Maybank

MobilePay

Multibanco

MyBank

MyClear-FPX

Paymorrow

PayPal

Paysafe-Pay-Later

Paysafecard

PostFinance_Card

Przelewy24

RatePay

RHB-Bank

RuPay

Safetypay

SelfPay

SEPA

SEPA-express

Skrill-Moneybookers

Swish

Trustly

Twint

Visa

Wechat-Pay

Zimpler

PIX

This is why a connection via Computop is worth it

Simple and fast implementation

Unified settlement via Computop Settlement File (CTSF)

Monitoring / matching of incoming payments with the help of the Computop Settlement File (CTSF)

Computop Anti-Fraud Tools inclusive

Connection of further payment methods via Computop Paygate possible

Simple and fast implementation

Competent, personal support during setup and ongoing operation

Monitoring / matching of incoming payments with the help of the Computop Settlement File (CTSF)

Computop Anti-Fraud Tools inclusive

Connection of further payment methods via Computop Paygate possible without any problems

Further information about SEPAexpress

Download Factsheet

Technical FAQ

Contact us

Integration Guide

You are not a Computop customer yet?

Interested in this payment method? Write to us!

Name *

Phone number

Email *

Shop-URL *

Your message *

Please answer the following questions:

Is existing customer *

Has acceptance contract *

would like payment method *