Computop enables the smartphone as a card terminal with Computop PhonePOS

Retail customers of the international payment service provider (PSP), Computop, will now be able to use smartphones at the POS to accept contactless payments.

With the new Computop PhonePOS solution, which will be debuted by Computop (Hall 6 booth E24) at the EuroShop trade fair in Dusseldorf (26 Feb-2 Mar) secure PIN entry will allow retailers to accept payments over £50 or 50 euros. 

The use of commercially available mobile devices, also known as consumer-off-the-shelf-devices (COTS), provides an alternative to card terminals and also enables interaction with other app-based services. Communication between the device and the card takes place via the NFC reader and payment from smartphone to smartphone, for example, via ApplePay or Google Pay is also possible. 

Software PIN for secure authentication

The PIN, if required, is entered via the screen of the merchant’s device, however this is only used to authenticate the card and is not stored on the device. 

PhonePOS can be used with a large number of current Android smartphones and tablets. The required app is installed via the Google Playstore, and a terminal ID is also required, which is transferred by Computop during the onboarding process.

With the new system solution, Computop is targeting large companies from the retail and service sectors that want to make payment more flexible for their sales staff or delivery service. Small and medium-sized companies can also use PhonePOS via partners. For German retailers, or UK merchants selling in Germany, acceptance of the girocard takes place directly via Computop as an authorised network operator, while the processing of credit card payments is via many acceptance partners due to the acquirer-agnostic approach.

Stephan Kück, Managing Director of Computop, comments: "With PhonePOS, Computop is expanding its portfolio for payments at the POS with a very contemporary update. The full potential of card acceptance via smartphone will become fully apparent in the next few years, however PhonePOS opens up completely new service and optimisation possibilities for retailers and service providers right now.“



Computop PhonePOS also supports CDCVM (Consumer Device Cardholder Verification Method) and is therefore suitable for wallet payments from smartphone to smartphone.

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Computop Phone POS enables the acceptance of card payments with Android smartphones and tablets.

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About Computop

As one of the very first payment service providers, Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention. The internally developed Computop Paygate payment platform enables seamless integrated payment processes for e-commerce and POS. Retailers, service providers and industrial enterprises have the flexibility and freedom to choose from over 350 payment methods enabling them to specifically tailor their payment options per country. Technologies such as biometric authentication and self-learning algorithms improve security and convenience for retailers and consumers alike.

Computop, a global player with its head office in Germany and locations in England and the USA, has been servicing large international companies in the service, retail, mobility, gaming and travel industries for more than 25 years. These companies include global brands such as C&A, Fossil, the entire Otto Group, Sixt, Swarovski and Wargaming. Computop, being ISO 27001 certified since 2021, also provides its payment system to banks and financial service providers as a white-label solution. In total, the certified carbon-neutral company processes commercial payment transactions with a combined value of USD 33 billion annually in 127 currencies. With its individual and secure solutions, Computop makes a major contribution to the future of international payment processing.

Press contact

Jessica Mularczyk
Ascendant Communications for Computop

T   +1-508-498-9300